federal housing administration

FHA changes bring savings and gains

Real Estate Voices
October 8, 2010
By David Ryland 
Effective Oct. 4, the Federal Housing Administration lowered the cost of the up-front mortgage insurance premium  from 2.25 percent of the loan amount to 1.0 percent.

CalHFA announces launch of new 30-year mortgage

Real Estate Briefs
September 24, 2010
 
The California Housing Finance Agency announced Sept.

There’s options for that down payment

PCAR Forum
August 13, 2010
 
One way to get the best mortgage terms is to make a down payment of at least 20 percent.

Fixer homes are still a viable option for buyers

Real Estate Voices
August 6, 2010
By Kari McCoy 
Dear Kari,Our house has been listed for six months and we haven’t had one offer.

Bank-owned home need TLC? Get a 203

PCAR Forum
July 2, 2010
 
You find a neat fixer-upper, then learn that banks won’t lend until the repairs are done, but the repairs can’t be completed until the house is purchased.

Is an FHA home loan the better choice?

Real Estate Voices
June 4, 2010
By Kari McCoy 
Dear Kari,My brother and his wife just bought a house with a loan called an FHA and they are bragging about how smart their loan choice was.

There’s several ways to pay off your mortgage early

Home $$$ and Sense
January 28, 2010
By Sue Thompson 
Dear Sue,I just refinanced with Wells Fargo. They said that if I made bi-weekly payments I would pay a lot less interest over the term of my loan.

The next housing boom will come — here’s how it will happen

Real Estate Features
July 9, 2009
By David Ryland 
I can’t tell you when the next housing boom will come, but I have an idea about ho

FHA Borrowers Can Use The 8000 Tax Credit As Additional Down Payment

Posted 06/04/2009 - 19:01 by Emily Schuyler

  Last month, the government announced that it would allow the first-time home buyers to use the tax credit towards the down payment of purchasing a home, than

First Time Homebuyers-Fed's Rescind 8000 Tax Credit For Down Payment

Posted 05/18/2009 - 11:48 by Emily Schuyler

  Earlier this week the Secretary of Housing and Urban Development , Shaun Donovan, announced that the $8,000 Federal tax credit could be used as a down payment